Empire Federal Credit Union

Payroll Deduction

Payroll deduction is available to all employees of participating companies. This is a safe and convenient way of saving or making loan payments. Each pay period, you may have any amount deducted from your paycheck and deposited to your Share (Savings) Account, Checking Account, Club Accounts, or Loans. (For those who do not have payroll deduction, coupon books will be furnished for loan payments, at no cost.)

Electronic Funds Transfers/Direct Deposit

A safe, secure and confidential way of being paid . With EFT/Direct Deposit, your net pay, pension, social security, or other recurring check, is electronically deposited each payday to your Credit Union account(s). You can have your pay deposited to your Share (Savings) Account, Checking Account, Club Accounts, or Loans, without coming into the Credit Union. Contact the Credit Union for more information.

24 Hour Access

Through DANA (Day And Night Access) or LOAN EXPRESS Touch-Tone Telephone Services, or with an Empire FCU ATM Card. Call for more information on these, or any of our Credit Union services.

Additional Services

  • Car Buyers Helpline
  • 24 Hour Automated Telephone Loan Service
  • Group Accidental Death and Dismemberment Insurance (1st $1,000 Coverage at No-Cost)
  • No-Cost Financial Management Service
  • Low Cost Credit Disability Insurance for Loans and VISA
  • Auto/Truck Leasing
  • Checking Accounts
  • Holiday, Vacation and Insurance Club Accounts
  • Youth and Seniors Savings Clubs
  • Certificates, IRAs and Insured Money Market Accounts (CUIMMA)
  • Travelers Cheques or Money Orders
  • Free Notary Service
  • Nationwide Correspondent Telephone Credit Union Program
  • "Credit Union by Mail" Envelopes
  • Automated Teller Machine (ATM) Service
  • Empire P.C. Teller Service
  • VISA Classic and Gold Credit Cards, and VISA Debit Cards
  • Billpayer Service
  • Sijgnature Guarantee
  • Payment Shaver