Empire Federal Credit Union

Deposits

Convenient, systematic savings are made possible through payroll deduction. Or, if you prefer, deposits of any amount may be made in person, by mail, or with our EMPIRE EXPRESS ATM Card at many participating Automated Teller Machines, Shared Service Centers or with a VISA Debit Card.

Withdrawals

There is no waiting period or prior notification necessary for making withdrawals. Simply visit, phone, or write the Credit Union office concerning your withdrawal request, or use your EMPIRE EXPRESS ATM Card or use your VISA Debit Card. Withdrawals can also be made using our DANA Touch-tone Teller.

Dividends

At the Credit Union, you can earn more dividends on Regular Share (savings) Accounts, Certificates, Money Market Accounts, and Holiday, Insurance, Escrow, Vacation, or other Club accounts, than other financial institutions in the area. You receive Day-to-Day Dividends, compounded and paid quarterly on Shares (savings) and Club accounts. To earn dividends on the Regular Share (savings) Account, a minimum balance of $250 is required. The Credit Union Insured Money Market Account (CUIMMA) earns and pays dividends monthly.
Federal Savings Insurance

Credit Union savings accounts are federally insured up to $100,000 by the National Credit Union Administration, an agency of the Federal Government.

Life Insurance

Life Insurance and Long-Term Health Insurance is available through our EAS Financial Management Services. Other services, such as Retirement Planning, College Fund Planning, Tax Planning, and Budgeting are available at no cost.